Tennessee

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Greeneville, Tennessee CD Rates – 6-Month

You are viewing rates from banks across Greeneville





Below are the best six-month CD Rates from banks with branches in Greeneville, Tennessee . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Greeneville, TN - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 0.01% → 4.50%

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

| Aug 26, 2020

JeanJennings6 Read More

0.25%

$1,000

22.22

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0.25%

$10,000

4.86

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0.25%

$1,000

20.34

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0.25%

$10,000

4.31

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0.25%

$10,000

3.70

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Jan 27, 2022

I closed account today, due to bank closing. I was slow on thinking, I was charged $5 per account for Cashier's Checks. I should of been offered cash with no charge. My feelings is I should have been give... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Dec 30, 2018

Garden14 Read More

0.10%

$10,000

21.03

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0.10%

$10,000

21.98

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Greeneville, TN - August 2, 2025


Branch Street City State
Regions Bank
Jonesborough 11e Branch
1460 East Jackson Boulevard Jonesborough TN
Regions Bank
Jonesborough 11e Branch
1460 East Jackson Boulevard Jonesborough TN
Apex Bank
W Main Street Branch
1118 W Main St Greeneville TN
First Community Bank of East Tennessee
Rogersville Branch
4331 Highway 66 South Rogersville TN
Andrew Johnson Bank
East By-Pass Branch
1660 East Andrew Johnson Hwy. Greeneville TN
Newport Federal Bank
Newport Federal Bank Branch
170 West Broadway Newport TN
Greeneville Federal Bank, FSB
Greeneville Federal Bank, Fsb Branch
101 West Summer Street Greeneville TN
Heritage Community Bank
Myers Street Branch
1435 70 Bypass Greeneville TN
Thread Bank
Civis Bank Branch
210 East Main Street Rogersville TN
First Horizon Bank
Newport Branch
602 Cosby Highway Newport TN
Commercial Bank
Bryant Town Branch
774 Cosby Highway Newport TN
Tennessee State Bank
Newport Branch
107 Epley Drive Newport TN
U.S. Bank National Association
Newport Branch
301 East Main Street Newport TN


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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